MORTGAGE LENDING
For most families, their home is their largest single investment. And owning a home is made much easier when your mortgage loan is made,
serviced and maintained by a local lender.
That’s why we again chose Citizens 1st Bank of Tyler as the official mortgage lender of the 11th Annual Al Carrell How-to
House.
If you currently have a home mortgage loan, chances are that your loan is not handled by the bank or mortgage company that made you the
loan. It is typical for most banks and mortgage companies to make you a loan and then sell your mortgage to an out-of-town investor. That
investor may then turn around and sell your loan again. By the time you pay off your mortgage, you might find that you have dealt with as
many as a half-dozen investors, banks or mortgage companies.
That doesn’t happen when you choose Citizens 1st Bank. Since 1920, Citizens 1st Bank has been East Texas’ leading home
lender.
Citizens 1st Bank is an experienced home lender with mortgage loan products to fit almost any situation. Citizens 1st Bank strives to
keep closing costs to a minimum and invites you to compare their costs to estimates you might have obtained from other lenders. Citizens
1st Bank believes that your time is valuable and works hard to keep documentation to a minimum. For most borrowers, a Uniform Standard
Residential Application, tax returns from the past two years and your most recent pay stubs are all that is needed.
Once your loan is made by Citizens 1st Bank, servicing stays with Citizens 1st Bank. Your loan will remain right here in East Texas with
the bank and the people who loaned you the money. Citizens 1st Bank believes that you have placed your confidence and trust in them to
handle your investment and they are committed to maintain that relationship. When you get your mortgage loan from Citizens 1st Bank,
you’ll never have to deal with an out-of-town bank or mortgage company.
For purchase, home improvement or refinance, call Citizens 1st Bank FIRST.
THANKS!
Home Depot and Swann's Home Furnishings!
